Key Fact Statement
You can find below key information about your NX Wave Credit Card
such as your drawal limits, interest free period etc (last updated 26 Sept 2024)
Partners
Yes Bank
Uni Orbit Technologies Ltd.
Fees & Charges
Joining Fee for primary card holder | Zero | ||||||||||||||||||
Annual Membership Fee for primary card holder | Zero | ||||||||||||||||||
Cancellation Fee | Zero | ||||||||||||||||||
Card Replacement Fee | ₹100 | ||||||||||||||||||
ATM Withdrawal Limit | Up to 30% Credit Limit | ||||||||||||||||||
ATM Withdrawal Fee on each transaction | 2.5% Min Fee of ₹300 | ||||||||||||||||||
Overlimit Fee | 2.5% of Overlimit Amount Min Fee of ₹500 | ||||||||||||||||||
Rent Payment Fee on each transaction | Up to 1% Min Fee of ₹1 | ||||||||||||||||||
Service Charges
| Zero | ||||||||||||||||||
Interest Free Period | Upto 50 days | ||||||||||||||||||
Interest Rate post interest free period |
| ||||||||||||||||||
Interest on ATM Withdrawals from the date of transaction |
| ||||||||||||||||||
Repayment Charges | Zero | ||||||||||||||||||
Service Charges Rewards Redemption Fee Zero Forex Markup Fee Zero | |||||||||||||||||||
Interest Free Period | Upto 47 days | ||||||||||||||||||
Interest Rate post interest free period Per Month Upto 3.99% Per Annum Upto 47.88% | |||||||||||||||||||
Interest on ATM Withdrawals from the date of MobileRowsansaction Per Month Upto 3.99% Per Annum Upto 47.88% | |||||||||||||||||||
Repayment Charges | Zero | ||||||||||||||||||
Late Payment Charges
Goods and Service Tax of 18% is applicable on all fees, interest and other charges. | |||||||||||||||||||
Drawal Limits
| |||||||||||||||||||
Other Info 1% Fuel Surcharge Waiver 1% Fuel Surcharge is waived off for fuel refills of transaction value up to ₹7,500. Surcharge Waiver is capped at ₹500 per statement cycle. Payment Return Charges A fee of ₹350 will be charged in case of Cheque or AutoPay bounce during repayment. Duplicate Physical Statement Fee For a duplicate physical statement older than 6 months, a fee of ₹100 per statement will be charged. TDS on Cash Withdrawals above ₹1 Crore With effect from 1 September 2019, TDS of 2% is applicable on aggregate Cash Withdrawals exceeding ₹1 Crore from all accounts and cards with Yes Bank in a particular financial year. Disclaimer Please note that these features and charges are subject to change from time to time. This co-branded credit card is brought to you in collaboration with our partner Uni. The value proposition of the co-brand product may be funded jointly by YES Bank Ltd and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties. |